Category Archives: uninsured motorists
What Tennessee’s Liability Insurance Coverage Limits Mean to You
In January 2017, Tennessee state law changed the way that law enforcement verified if a driver had liability insurance coverage. Drivers who fail to have the required coverage are now subject to the possibility of losing their vehicle registration and a greater risk of increased fines. Underinsured drivers could also be subject to a… Read More »
Underinsured Motorist Coverage – How It Works
You and your spouse are driving on Woodland Street in Nashville when another vehicle suddenly rear-ends your car. The damage from the collision is extensive including thousands of dollars in property damage and thousands of dollars in damages from your physical injuries. The at-fault driver gives you their auto insurance information, but you come… Read More »
‘Clerical error’ delays towing cars of TN’s uninsured drivers
This past summer, the Tennessee General Assembly came out swinging at uninsured drivers after one of them killed an insured Memphis driver last summer. Tennessee Rep. William Lamberth, (R) Cottontown, and Sen. Bill Ketron, (R) Murfreesboro, introduced companion bills that would triple the misdemeanor fine on drivers who violate the state’s financial responsibility law… Read More »
Tennessee Passes Law to Punish Uninsured Drivers
Reckless uninsured drivers have been one of the biggest concerns for people on the road in Tennessee for years, and the state legislator is finally cracking down on those driving without auto insurance. Last week, Tennessee Governor Bill Haslam signed into law new restrictions and penalties imposed upon uninsured motorists across the state, and… Read More »
New Bill Would Increase Tracking of Uninsured Motorists
The Tennessee senate has approved a new bill that would reduce the number of uninsured motorists in the state by establishing an online verification program. Known as the “Ketron bill,” Senate Bill 648 is aimed at helping the Tennessee Financial Responsibility Law by focusing on the uninsured drivers across the state. The goal of… Read More »
Tougher Penalties and Tracking of Uninsured Motorists in Tennessee
A set of laws meant to impose tougher penalties against uninsured motorists in Tennessee passed its second hurdle recently, getting the laws one step closer to a debate in the state House of Representatives. With over one million uninsured drivers in Tennessee alone, these new restrictions would impose the most aggressive punishments to date… Read More »
Uninsured Motorist Arbitration Statute not Applicable to Outside State Policies
A Tennessee Court of Appeals recently ruled late last month about whether the arbitration provisions found in the state’s uninsured motorist statutes apply to insurance policies issued and delivered outside of the state. The court ruled that auto insurance policies that were not issued or delivered in the state could not be considered Tennessee… Read More »
